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Common Credit Score Myths

A lot of credit score myths about fico score ratings get spread around and some of them are just outdated information. Sometimes even lenders can give you the wrong advice and it can get confusing. But the bottom line is bad information can cost you money no matter who you get it from.

Fico score ratings are used for most mortgage lending, which means, you need to know what will hurt or help your credit score points. To make it clear, here are some of the most common credit score myths.

* Checking your credit report will hurt your credit score

Checking your own credit report and credit score counts as a soft inquiry and does not go against your score. However, if anyone else...
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Atrium Announces Full Reinstatement of Credit Ratings (Business Wire via Yahoo! Finance)
DALLAS----Feb. 10, 2006--Atrium Companies, Inc. today announced that each of Moody's and Standard & Poor's has fully reinstated Atrium's prior company and debt credit ratings to B2 and B, respectively.

Credit warning for lines firms (Stuff)
Ratings agency Standard and Poor's has warned electricity and gas lines businesses they face a weakening of their credit ratings after Government intervention in Transpower's prices.

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